For home buyers and sellers
Cash back at closing on your next home
Register before you contact an agent. We introduce you to a vetted partner agent where you’re buying or selling, stay on your file through closing, and 10% of your agent’s commission comes back to you as cash back.
Does your employer or organization offer Pointe Advantage? Use Member Registration for 20% cash back.
Subject to lender approval and state law; not available in every state. See disclosures
Example: a $500,000 home at a 3% commission ($15,000)
- On your own
- $1,500
- 10% of the commission
- Through your employer or organization
- $3,000
- 20% of the commission
Illustrative. Cash back is based on the commission your agent is actually paid, and commissions are negotiable.
How it works
Register
Tell us what you're buying or selling, where and when. Do it before you contact an agent: cash back depends on Pointe Advantage making the introduction.
Meet your partner agent
We introduce a partner agent who works your market.
Buy or sell
Your partner agent handles the search or the listing, the offers and the negotiation. If anything stalls, we're a phone call away.
Get cash back at closing
Your cash back is usually credited on your closing statement. If a credit isn't possible, Pointe Advantage pays you by check after closing, where your lender and state law allow it.
Who pays: Pointe Advantage never bills you. Its referral fee is paid by your agent's brokerage out of the commission, and part of it comes back to you.
Estimate your cash back
The example above is a $500,000 home. Cash back is a share of your agent's commission, so it grows with the price.
More examples at a 3% commission
- Home price
- $300,000
- Commission at 3%
- $9,000
- On your own (10%)
- $900
- Through your employer or organization (20%)
- $1,800
- Home price
- $750,000
- Commission at 3%
- $22,500
- On your own (10%)
- $2,250
- Through your employer or organization (20%)
- $4,500
- Home price
- $1,000,000
- Commission at 3%
- $30,000
- On your own (10%)
- $3,000
- Through your employer or organization (20%)
- $6,000
Illustrative, for each home you buy or sell.
What it covers
- Buying. Put your cash back toward closing costs or a rate buydown (see the worked rate example).
- Selling. Keep more of your proceeds.
- Buying one home and selling another. Each side earns its own cash back, the purchase and the sale. Tell us about both when you register.
- Relocating. We introduce a partner agent from our national network where you’re moving, and one where you’re selling if you need one.
- Second homes and investment property. Covered too. Rentals and leases aren’t.
Before you register
- Already working with an agent? If you have an agency relationship with another agent for this move (usually a signed agency relationship disclosure), you risk not receiving the Pointe Advantage benefit. We won’t ask you to leave that agent.
- Check where the home is. Cash back is not available to buyers or sellers for properties in Alabama, Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon or Tennessee. In New Jersey, it is available to buyers only, and in Louisiana, it is available with a written disclosure. Other states may set conditions of their own. We confirm what applies to your property when you register, and where cash back isn't available, we can still introduce you to a partner agent. Cash back may also be unavailable where a reduced commission or none is paid, such as some new construction, For Sale by Owner and iBuyer sales.
- Tell your lender. If you’re financing, your lender must approve the credit, and your loan program may limit how it’s used. Tell your loan officer early.
Who you're working with
Jacob Davis founded Pointe Advantage LLC and is its Principal Associate Broker, licensed in Michigan since 2015. Before Pointe Advantage, he ran the relocation and referral division at one of Michigan’s largest brokerages, and he still represents buyers and sellers himself across the Grosse Pointes, St. Clair Shores and Detroit’s east side.
Meet Jacob DavisVerify our license with the State of Michigan (opens in a new tab)(313) 566-3560

Questions buyers and sellers ask
Do I have to work with the partner agent you introduce?
To receive cash back, yes: you close with the partner agent Pointe Advantage introduces, or with Pointe Advantage itself where we represent you.
How do you find and choose partner agents?
We identify partner agents in the markets our clients are moving to and confirm their license status and production. Then we introduce you to one who works your market, and you can ask us for a different partner agent at any time.
Can I choose my own lender and title company?
Yes. Cash back is paid from the real estate commission and never depends on which lender, title company or other settlement service provider you choose. Pointe Advantage does not refer clients to lenders.
If I'm paid by check, how long does it take?
We estimate about 45 days after closing.
What if my deal doesn't close?
Then no referral fee is paid and there's no cash back on that deal. Your registration stays valid until you close, so cash back still applies to the home you do buy or sell.
Who can register through an employer or organization?
Through a partner organization's program, the 20% is available to employees, members and alumni of the organization, its retirees and new hires before their start date, and the spouse or domestic partner, parents and adult children of any of those people. Register with your work email at Member Registration. No organization email? Email info@pointeadvantage.com and we'll confirm your eligibility another way.
If I register through my employer or organization, what does it see?
Your organization is notified when you register. In its portal it can see your name and contact details, whether you're buying or selling, where you live now and where you're moving, your timeline and price range, your progress and expected closing date, your partner agent's name, updates we and your partner agent share with it, and your home's purchase or sale price and cash back. It never sees your agent's commission, any fee, your loan, credit or income details, or your conversations with your agent. Because your cash back is 20% of your agent's commission, your organization can work out the commission from the cash back amount.
Prefer to keep your move private? Register on your own instead (10% cash back rather than 20%).
My employer or organization isn't a partner yet. Can I get 20% later?
If your employer or organization becomes a partner before you sign with a partner agent, you can move your registration to its program and receive 20%. If you do, your organization sees your registration.
What if I leave my employer or organization before I close?
If you registered through its program while you were eligible, you keep the 20% through that closing. The same applies if the organization ends its partnership.
What happens to my information?
We share it with the partner agent and brokerage we introduce you to, with your lender, title company or closing agent when needed to document your credit, and with the service providers that run our platform. We don't sell or rent your personal information. See our Privacy Notice.
Is cash back taxable?
Buyer cash back is generally treated as a reduction of the purchase price rather than as income, and seller cash back as a selling expense. Pointe Advantage doesn't give tax advice, so check with your tax adviser.
Register before you call an agent
Tell us about your move, and we'll introduce your partner agent.
Does your employer or organization offer Pointe Advantage? Use Member Registration for 20% cash back.