Pointe Advantage
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Terms

Terms of Service

Last updated: September 24, 2026

These terms describe how Pointe Advantage operates its website and its cash back at closing program.

What we offer

Pointe Advantage LLC is a licensed Michigan real estate brokerage (broker company license #6505433843). We introduce home buyers and sellers to licensed partner agents and their brokerages, and organizations can offer our program to their employees, members and alumni. Your purchase or sale is handled by the partner agent and brokerage we introduce you to. Pointe Advantage never bills you. Its referral fee is paid by your agent's brokerage out of the commission, and part of it comes back to you. That part is a commission rebate, which we call "cash back".

In most transactions, the partner agent's brokerage credits your cash back on your closing statement and pays Pointe Advantage the rest of its referral fee. If a credit isn't possible, Pointe Advantage pays you by check after closing, where your lender and state law allow it. In that case, the brokerage pays the full referral fee to Pointe Advantage, and we pay your cash back from it.

Eligibility and conditions

  • Register with Pointe Advantage before you enter into an agency relationship with another agent for the same move. An agency relationship is usually put in writing, for example in a signed agency relationship disclosure or a buyer or listing agreement. If you already have one with another agent, you risk not receiving cash back on that transaction.
  • Cash back is paid only if your transaction closes with a partner agent we introduced you to, or with Pointe Advantage itself if we represent you, and only from a commission that is actually paid. When Pointe Advantage represents you, you receive the same cash back, paid from Pointe Advantage's own commission.
  • The amount is 10% of the commission paid to your agent's brokerage on your side of the transaction, or 20% if you register through a partner organization's program. If you buy one home and sell another, cash back applies to each side: the purchase and the sale. If you registered on your own and your employer or organization becomes a partner before you sign with a partner agent, you can move your registration to its program and receive 20%. If you do, your organization sees your registration as described in our Privacy Notice.
  • Through a partner organization's program, the 20% is available to employees, members and alumni of the organization, its retirees and new hires before their start date, and the spouse or domestic partner, parents and adult children of any of those people.
  • If you register through an organization's program while you're eligible and later leave the organization, or the organization ends its partnership, you keep the 20% on the transactions you registered for, through closing.
  • Your registration stays valid until you close. It doesn't expire.
  • Cash back applies to the purchase or sale of a home you live in, a second home or an investment property. It doesn't apply to rentals or leases.
  • If you have a mortgage, your lender must approve the credit, and loan program limits may reduce it.
  • Cash back is not available to buyers or sellers for properties in Alabama, Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon or Tennessee. In New Jersey, it is available to buyers only, and in Louisiana, it is available with a written disclosure. Other states may set conditions of their own. We confirm what applies to your property when you register, and where cash back isn't available, we can still introduce you to a partner agent. Cash back may also be unavailable where a reduced commission or none is paid, such as some new construction, For Sale by Owner and iBuyer sales.
  • Cash back is paid from the real estate commission and never depends on which lender, title company or other settlement service provider you choose. Pointe Advantage does not refer clients to lenders.
  • Some programs ask you to sign a short program agreement before we introduce your partner agent. If its terms differ from this page, the agreement controls.
  • If you register through an organization's program, that organization sees the information listed in our Privacy Notice under "Who we share it with".
  • We may decline or end a registration that doesn't meet these conditions.

Who represents you

Your partner agent and their brokerage represent you in your transaction. Pointe Advantage introduces you and stays involved through closing, but isn't your agent unless you sign a buyer or listing agreement with Pointe Advantage itself (for example, when Jacob Davis represents you in his home market). The program agreement you sign with us, where required, doesn't make Pointe Advantage your agent.

You can ask us for a different partner agent at any time.

No advice

Pointe Advantage doesn't provide legal, tax or lending advice.

Using the site

You agree to use this site for lawful purposes, to provide accurate information when you register or submit an intake form, and not to attempt to disrupt, reverse-engineer, or scrape the platform. We may suspend access for conduct that harms other users or the program.

No warranty

The site and program are provided as-is. While we work hard to keep information accurate and the platform reliable, we do not guarantee that every detail on every page is current, nor that access will be uninterrupted.

Changes to these terms

We'll post any change here and update the date above.