Partnership details
How the benefit works, from registration to closing
Everything your HR, legal and finance teams will ask about: what your people receive, what it costs, what your team does and what you see.
How it works for your people
Register
At Member Registration with their work email, before they contact an agent. It takes a few minutes.
Confirm your email
They open the confirmation link we send, and they're approved automatically.
Meet your partner agent
We introduce a vetted partner agent from our national network who works their market, and we stay on the file through closing.
Get cash back at closing
20% of their agent's commission, on each side they buy or sell. Cash back is usually credited on the closing statement. If a credit isn't possible, Pointe Advantage pays it by check after closing, where the person's lender and state law allow it.
Cash back is subject to lender approval, loan-program limits and state law, and isn’t available in every state (see disclosures).
Who can use it
- It's available to employees, members and alumni of the organization, its retirees and new hires before their start date, and the spouse or domestic partner, parents and adult children of any of those people.
- Members, alumni, retirees, new hires and family members without an organization email address write to info@pointeadvantage.com, and we confirm their eligibility another way.
- Anyone already in an agency relationship with another agent for the move (usually shown by a signed agency relationship disclosure) risks not receiving the benefit.
- A registration stays valid until they close. Someone who leaves your organization keeps the 20% through that closing if they registered while eligible.
What it costs your organization: nothing
Cash back is funded from the referral fee a partner agent's brokerage owes Pointe Advantage when a transaction closes.
- Commission on one home
- $15,000
- A $500,000 home at a 3% commission
- Cash back to that person
- $3,000
- 20% of the commission
- For 10 people like that
- $30,000
- At a cost to your organization of $0
Illustrative; commissions are negotiable.
- Your organization receives no payment, fee or other compensation. Federal and state real estate laws restrict payments for referring real estate business, so no money flows to your organization.
- No setup fee, subscription or per-person charge, and nothing runs through payroll.
- Pointe Advantage never bills your people.
About an hour of your team's time
20 minutes
Briefing
We learn where your people live, how often they move and what you want the benefit to do, and walk you through the employee experience and your portal. You can start with one location or group and expand later.
One short document
Agreement
The partnership agreement, with no fees. Your legal team can have it before the briefing: ask us at info@pointeadvantage.com.
One business day
Setup
Send us your email domain and the name of your program contact, and we set up your organization and your portal login. We never ask for an employee list, and nothing connects to your HR or payroll systems.
About 10 minutes
Announcement
We write the announcement for you. You send it when it suits you.
As needed
Ongoing
People register on their own, and we introduce their partner agents. Each person's partner agent reaches out within 24 hours of the introduction.
- We aim to have everything in place within two weeks of the briefing.
- You can end the partnership at any time with written notice. Anyone who registered before then keeps the benefit through closing.
What you see, and what stays private
What your organization sees
For each person: their name and contact details, whether they're buying or selling, where they live now and the area they're moving to, their timeline and price range, their progress and expected closing date, their partner agent's name, updates Pointe Advantage and their partner agent share with you, and, once recorded, their home's purchase or sale price and the amount and status of their cash back. You never see their agent's commission, any fee, their loan, credit or income details, or their conversations with their agent. People are told the same list before they register.
How we handle personal information is set out in our Privacy Notice.
In your organization portal
- Everyone who has registered and where each move stands, with program totals and CSV exports
- A notification when someone registers, and the ability to remove anyone who isn't one of your people
- Control over which email domains qualify
- A registration page branded for your organization, available on request
- Escalations, colleague invitations and notes, available on request
- Rules for your program, such as price caps and disclosures, available on request
- A named contact at Pointe Advantage
What your legal team will want to know
- Voluntary. Participation is voluntary for your people, and anyone can ask us for a different partner agent at any time.
- Independent of lenders. Cash back is paid from the real estate commission and never depends on which lender, title company or other settlement service provider a person chooses. Pointe Advantage does not refer clients to lenders.
- Partner agents. We identify partner agents in the markets your people are moving to, confirm each one’s license status and production, use their performance data in our introductions, and audit agent assignments every quarter. Participating agents remain independently licensed real estate professionals operating under their respective brokerages.
- Where cash back is available. Cash back is not available to buyers or sellers for properties in Alabama, Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon or Tennessee. In New Jersey, it is available to buyers only, and in Louisiana, it is available with a written disclosure. Other states may set conditions of their own. We confirm what applies to each property when someone registers, and where cash back isn't available, we can still introduce a partner agent.
- Licensing. Pointe Advantage LLC holds Michigan real estate broker license #6505433843, and Jacob Davis is its Principal Associate Broker (license #6502433950). Verify with the State of Michigan (LARA)
Questions HR teams ask
If cash back is paid by check, when does it arrive?
We estimate about 45 days after closing. A check is used only when a credit on the closing statement isn't possible, and only where the person's lender and state law allow it.
Is cash back taxable for our people?
Buyer cash back is generally treated as a reduction of the purchase price rather than as income, and seller cash back as a selling expense. Pointe Advantage doesn't give tax advice, so check with your tax adviser.
What kinds of homes are covered?
Primary homes, second homes and investment property, whether someone is buying, selling or both. Rentals and leases aren't covered. Cash back may also be unavailable where a reduced commission or none is paid, such as some new construction, For Sale by Owner and iBuyer sales.
Someone already registered on their own. Can they join our program instead?
Yes, if your organization becomes a partner before they sign with an agent. They can move their registration to your program for 20% cash back instead of 10%, and your organization then sees their registration like anyone else's.
We already have a relocation company. Does this conflict?
No. Moves your relocation company manages stay with it. Pointe Advantage covers the moves your policy doesn't, such as people without a relocation package, lump-sum relocations, new hires and later moves. We'll map it against your policy in the briefing.
Are we choosing or endorsing an agent?
No. Your organization makes the benefit available; it doesn't choose, supervise or pay partner agents. Pointe Advantage makes each introduction and stays on the file through closing, and each partner agent represents the person directly.
Ready to put it in front of your people?
Request a 20-minute briefing. Bring your questions, and anyone from HR, legal or finance who should hear the answers.